01 Origination
- Due in 24 months
- 260
- In your box
- 38
- Sponsors named
- All
Each with the sponsor behind it
The OS Lenders · Banks, debt funds and lending desks
Every loan, from first look to payoff, on one system.
Origination, underwriting, the credit memo, closing and monitoring, with every number traced to its document.
- FootprintMultifamily and retail, TexasSet
- MaturitiesLoans due in 24 months260 found
- SponsorsWho owns each, what else they ownMatched
- Your box$5M to $40M, DSCR 1.25 and up38 fit
Maturity list
38 loans you could refinance
- Due in 24 months
- 260
- Fit your box
- 38
- Sponsors named
- All
What firms like yours got.
What our clients got, without their names, and what our runs found.
- Construction lenderClient result$754MOf debt coming due across 10 buildings in the lender’s markets, in two letters.From a first pass over 80 loans of $20M and up.
- TexasFound on our runs260 loansCommercial loans maturing in 24 months across Texas, 76 of them in Houston.$4.5B a lending desk could refinance.
- ManhattanFound on our runs$14.7BIn 289 loans on 4,347 properties whose owners have a reason to sell.Each with why it is on the list.
The OS Lenders, in one minute.
One system. One goal.
Every step of your work runs through one system, toward the numbers you are paid on.
- 01Origination
- 02Screening
- 03Underwriting
- 04Sponsor review
- 05Appraisal review
- 06Legal and DD
- 07Credit memo
- 08Closing
- 09Monitoring
- 10Watchlist and workouts
The OS LendersOne system for the firmRunning 24/7
- 7:00 am12 loans due in your markets this quarter
- 10:40 amRequest 2417 sized on DSCR and LTV
- 5:15 pmQ3 covenants tested across the book
Requests readAll
Late flags0
The goal
Loans closedUp
Credit lossesDown
Your workflow, end to end.
10 steps, one system. Pick a step to see what it hands back.
Measured, not promised.
Medians of our production runs over the last 30 days, from the request to the delivered files.
- About 1 hourUnderwriting with its live Excel model
- About 40 minutesValue opinion
- About 4 minutesProperty passport
It works inside the firm you already have.
Nothing to move, nothing to replace. Our team connects The OS to your stack.
- Excel
- Your CRM
- Data room
- Shared drive
The OS LendersReads, checks, writes
- Your inbox
- Your Excel model
- Your CRM
- Your memo template
Your stack, anyEmail, Excel, your CRM, your data room. Nothing to move, nothing to replace.
Answers where you workIn your inbox, in Excel, in your CRM. Every number traced to its document.
Learns your formatYour memo, your model, your checklist. The more it does, the closer it gets.
Running on your work in 72 hours.
- Day 1MapWe sit with the person who does the work and write the process down: what comes in, what gets checked, your template, who signs.
- Day 2BuildOur team connects it to your stack (where the work arrives, your models, your CRM or warehouse) and to your template, then runs it on the work already arriving.
- Day 3Run and measureYour team runs it on live cases. Together we time each one and check every figure against its source.
- ThenAn annual agreementThe process keeps running and we tune it to your team. The next process is mapped, built and measured the same way.
Book a demo.
We run the demo on your kind of work, start to finish.
- Your workflow, the way your team runs it
- Your formats: your memo, your model
- Who signs, and what changes for the team