How can a lender check a CRE loan file, rent roll and T-12 automatically?

A lender can check a CRE loan file automatically by having software read the rent roll, the T-12 and the borrower's model as they arrive, recompute the totals, tie the rent roll to the income on the T-12, and compare rents, expenses and value with the market. The output is a marked copy of each file plus a list of what did not tie out. What an automated check should catch - Math: totals that do not add up, formulas that do not match their inputs. - Ties: rent roll income against T-12 rental income; occupancy on the rent roll against the borrower's summary. - Outliers: rents well above market for the unit type, expenses well below typical ratios for the asset. - Dates: leases that end before the loan's first test date, a T-12 that is out of date. - Conflicts: the same figure stated differently in the OM, the model and the memo. How it fits a credit process 1. The package arrives in the inbox or the data room. 2. Each file is read as it is: PDF, Excel, Word, scans. 3. Every figure is marked verified, to review or red flag, with the source for each check. 4. The credit officer reads the flags first, then the memo. What it does not replace It does not replace the site inspection, the appraisal or the credit decision. It removes the hours spent re-keying and finding mismatches by hand, so those hours go to judgment. How Titleman Deal Review does it Deal Review marks every figure in the rent roll, T-12 and model on a copy of your files, checks claims against 2,100+ sources, and opens with a count of what was checked and what was not. Our six-file test package took about 78 minutes end to end. See it: https://titleman.ai/products/deal-review