Price a bank-owned REO asset before you take it to market
BOV at Scale
The address; optional: the T-12, the rent roll → Value range with comps and reasoning, in the assistant
Use this workflow →Workflows
337 workflows for the work you do
Each one is a prompt you can read: what you give, which products run in what order, and what comes back — a deck, a model, a memo, the records.Each one is a prompt you can read — what you give, what runs, what comes back.
By who you are
Find owners whose buildings fit your lending box
Scout
The area; the asset type; size band (the unit count or the size) → Ranked shortlist against the mandate, with owners, in the assistant
Use this workflow →Size a loan request at your LTV and DSCR limits
Underwriting
The address; the T-12; the rent roll; the loan amount requested; the LTV and the DSCR limits → Returns, NOI, cap rate, DSCR, sensitivity and a verdict on the entry price, in the assistant
Use this workflow →WHAT ONE ACTUALLY RETURNS
Three workflows from the library, each on a real run. Watch it happen, then use the same prompt on your own deal.
Feasibility · 0:28
Price a land listing by what can be built on it
Feasibility
- You give
- The address or parcel
- You get
- What may be built, how much fits, and whether it pencils — residual land value, in the assistant
Underwriting · 0:32
Underwrite a deal for a buyer client
Underwriting
- You give
- The address; the T-12; the rent roll; the asking price
- You get
- Returns, NOI, cap rate, DSCR, sensitivity and a verdict on the entry price, in the assistant — often also memo (PDF)
BOV at Scale · 0:35
Price one asset with a broker opinion of value
BOV at Scale
- You give
- The address; optional: the rent roll, the T-12
- You get
- Value range with comps and reasoning, in the assistant — often also deck (PDF), model workbook (XLSX)
Build your own
- 1Say the goal and who it's for
- 2Name what you'll give — an address, documents, an area
- 3Pick the products in order
- 4Save it for your team
ForAll roles 337Brokers 35Acquisition & investment teams 34Lenders & debt funds 34Developers 32REITs & asset managers 32Family offices & private investors 30Owner-operators & property managers 32Appraisers & valuation 36Real estate counsel 36Corporate real estate teams 36
Stage
Asset
Price a bank-owned REO asset before you take it to market
For Lenders & debt funds · also Brokers
BOV at Scale
Price this asset: BOV for [address] ([asset type], [size]), an REO we now own — as-is value range with comps and reasoning.
- You give
- The address; optional: the T-12, the rent roll
- You get
- Value range with comps and reasoning, in the assistant Often also: deck (PDF), model workbook (XLSX)
DispositionUse this workflow →
Find owners whose buildings fit your lending box
For Lenders & debt funds
Scout
Scout [asset type] in [area] that fit our lending box: at least [number] units or [size] SF. Rank them against this mandate and look up the owners.
- You give
- The area; the asset type; size band (the unit count or the size)
- You get
- Ranked shortlist against the mandate, with owners, in the assistant
SourcingUse this workflow →
Size a loan request at your LTV and DSCR limits
For Lenders & debt funds · also Acquisition & investment teams
Underwriting
Underwrite this loan request: [address], borrower asks [loan amount]. Size the debt at [percent] LTV and [ratio] DSCR from the attached T-12 and rent roll, show the debt yield, and say which constraint binds.
- You give
- The address; the T-12; the rent roll; the loan amount requested; the LTV and the DSCR limits
- You get
- Returns, NOI, cap rate, DSCR, sensitivity and a verdict on the entry price, in the assistant Often also: memo (PDF)
UnderwritingUse this workflow →
Anchor the exit value to comps before you size the loan
For Lenders & debt funds · also Acquisition & investment teams
CompsUnderwriting
Find comps for [address] ([asset type], [size]). Then underwrite this loan request: [loan amount] over [number] years from the attached T-12, using those comps for the exit value, and size the debt at [percent] LTV and [ratio] DSCR.
- You give
- The address; the T-12; the loan amount; the hold period in years
- You get
- Comparable sales with adjustments and the resulting range, in the assistant
- Then
- Underwriting — ask for it in the same conversation once step 1 is done
UnderwritingUse this workflow →
Check whether the borrower's rent roll is above market
For Lenders & debt funds · also Appraisers & valuation, Acquisition & investment teams
Market Rent
What is the fair market rent for [address] ([asset type], [size])? Compare it to the in-place rents in the attached rent roll and say which leases are above or below market, with the leases it is based on.
- You give
- The address; the rent roll
- You get
- Fair market rent, $/SF/year and per month, with the leases behind it, in the assistant
UnderwritingUse this workflow →
Screen a loan request's collateral value from the OM
For Lenders & debt funds
Value Opinion
Give me an opinion of value for [address] from the attached offering memorandum. The borrower is asking for a [loan amount] loan against it.
- You give
- The address; the OM (PDF); the loan amount requested
- You get
- Reasoned opinion of value, in the assistant Often also: memo (PDF), deck (PDF), memo (Markdown), Excel workbook (XLSX)
ScreeningUse this workflow →
Check whether a construction loan request pencils
For Lenders & debt funds · also Developers
Feasibility
Feasibility for [address]: what can I build here, does it pencil, residual land value. The developer plans [number] units — how many fit, and does the project pencil?
- You give
- The address or parcel; planned unit count
- You get
- What may be built, how much fits, and whether it pencils — residual land value, in the assistant
UnderwritingUse this workflow →
Test a borrower's conversion plan before you fund it
For Lenders & debt funds · also Developers, Owner-operators & property managers
Best Use
Best use for [address]: keep, convert, rebuild or build up. The borrower plans to convert it to [asset type] — does that plan win against the other options?
- You give
- The address; the borrower's plan
- You get
- Keep / Convert / Rebuild / Build-Up compared, and the best play, in the assistant
UnderwritingUse this workflow →
Find liens and encumbrances on the collateral before you lend
For Lenders & debt funds · also Real estate counsel
DD
Due diligence on [address]: title, permits, liens and encumbrances — what could sit ahead of a first-lien lender or cloud the collateral?
- You give
- The address
- You get
- Title, permit, lien and encumbrance findings, in the assistant
ScreeningUse this workflow →
Mark a book of REO and defaulted collateral in one batch
For Lenders & debt funds · also REITs & asset managers
BOV at Scale
BOV for each of these addresses: [addresses]. They are REO and defaulted collateral — give an as-is value range per building with its comps and reasoning.
- You give
- The addresses (list)
- You get
- Value range with comps and reasoning, in the assistant Often also: deck (PDF), model workbook (XLSX)
DispositionUse this workflow →
Underwrite a bridge loan on a value-add business plan
For Lenders & debt funds · also Acquisition & investment teams
Underwriting
Underwrite this loan request: [address], a [loan amount] bridge loan over [number] years on the attached business plan, T-12 and rent roll. Show as-is and stabilized NOI, DSCR and debt yield, and whether the stabilized asset supports a takeout at [percent] LTV.
- You give
- The address; the T-12; the rent roll; the OM (PDF) or business plan; the loan amount; the hold period in years
- You get
- Returns, NOI, cap rate, DSCR, sensitivity and a verdict on the entry price, in the assistant Often also: memo (PDF)
UnderwritingUse this workflow →
Support the collateral value in the credit file with comps
For Lenders & debt funds · also Appraisers & valuation
CompsValue Opinion
Find comps for [address] ([asset type], [size]). Then give me an opinion of value for it using those comps.
- You give
- The address; the asset type; optional: the T-12
- You get
- Comparable sales with adjustments and the resulting range, in the assistant
- Then
- Value Opinion — ask for it in the same conversation once step 1 is done
UnderwritingUse this workflow →
Size the loan on market rents, not the borrower's pro forma
For Lenders & debt funds
Market RentUnderwriting
What is the fair market rent for [address] ([asset type], [number] units)? Then underwrite this loan request: size the debt at [percent] LTV and [ratio] DSCR from the attached T-12 and rent roll, marking rents to that market rent.
- You give
- The address; the rent roll; the T-12; the LTV; the DSCR
- You get
- Fair market rent, $/SF/year and per month, with the leases behind it, in the assistant
- Then
- Underwriting — ask for it in the same conversation once step 1 is done
UnderwritingUse this workflow →
Set the collateral value, then size the loan on it
For Lenders & debt funds
Value OpinionUnderwriting
Give me an opinion of value for [address] ([asset type], [size]). Then underwrite this loan request: size the debt at [percent] LTV of that value and [ratio] DSCR on the attached T-12.
- You give
- The address; the T-12; the LTV; the DSCR
- You get
- Reasoned opinion of value, in the assistant Often also: memo (PDF), deck (PDF), memo (Markdown), Excel workbook (XLSX)
- Then
- Underwriting — ask for it in the same conversation once step 1 is done
UnderwritingUse this workflow →
Decide what to do with an REO building before you sell it
For Lenders & debt funds · also Owner-operators & property managers
Best Use
Best use for [address]: keep, convert, rebuild or build up. It is an REO we plan to sell — which play gives the most value?
- You give
- The address
- You get
- Keep / Convert / Rebuild / Build-Up compared, and the best play, in the assistant
DispositionUse this workflow →
Confirm the borrower actually owns the collateral
For Lenders & debt funds · also Real estate counsel
DD
Due diligence on [address]: title, permits, liens and encumbrances. Is the owner of record [company], and what is recorded against the property?
- You give
- The address; the company (the borrower entity)
- You get
- Title, permit, lien and encumbrance findings, in the assistant
ScreeningUse this workflow →
Set a floor for a non-performing note sale from its collateral
For Lenders & debt funds
BOV at Scale
Price this asset: BOV for [address] ([asset type], [size]), the collateral behind a non-performing note with a [loan amount] unpaid balance — as-is value range with comps and reasoning.
- You give
- The address of the collateral; the unpaid balance; optional: the T-12
- You get
- Value range with comps and reasoning, in the assistant Often also: deck (PDF), model workbook (XLSX)
DispositionUse this workflow →
Stress-test DSCR and debt yield against rate and vacancy shocks
For Lenders & debt funds · also REITs & asset managers
Underwriting
Underwrite this loan request: [address], [loan amount] from the attached T-12 and rent roll. Run sensitivity on rate, vacancy and expenses and show where DSCR falls below [ratio] and where debt yield breaks.
- You give
- The address; the T-12; the rent roll; the loan amount
- You get
- Returns, NOI, cap rate, DSCR, sensitivity and a verdict on the entry price, in the assistant Often also: memo (PDF)
UnderwritingUse this workflow →
Take a loan to committee with rents marked to market
For Lenders & debt funds
Market RentUnderwriting
What is the fair market rent for [address] ([asset type], [size])? Then underwrite this loan request for our credit committee: [loan amount] at [percent] LTV and [ratio] DSCR from the attached T-12 and rent roll, using that market rent.
- You give
- The address; the T-12; the rent roll; the loan amount
- You get
- Fair market rent, $/SF/year and per month, with the leases behind it, in the assistant
- Then
- Underwriting — ask for it in the same conversation once step 1 is done
Investment committeeUse this workflow →
Decide on a borrower's extension request with fresh numbers
For Lenders & debt funds
Value OpinionUnderwriting
Give me an opinion of value for [address] ([asset type], [size]) as of today. Then underwrite this loan request: re-size the debt at [percent] LTV of that value and [ratio] DSCR on the attached T-12, against the [loan amount] outstanding.
- You give
- The address; the T-12; the loan amount outstanding
- You get
- Reasoned opinion of value, in the assistant Often also: memo (PDF), deck (PDF), memo (Markdown), Excel workbook (XLSX)
- Then
- Underwriting — ask for it in the same conversation once step 1 is done
FinancingUse this workflow →
Price an REO building under its best use
For Lenders & debt funds · also Brokers
Best UseBOV at Scale
Best use for [address]: keep, convert, rebuild or build up. Then price this asset: BOV for [address], with that best use reflected in the reasoning.
- You give
- The address
- You get
- Keep / Convert / Rebuild / Build-Up compared, and the best play, in the assistant
- Then
- BOV at Scale — ask for it in the same conversation once step 1 is done
DispositionUse this workflow →
Clear the site and check the project before a construction loan
For Lenders & debt funds · also Developers
DDFeasibility
Due diligence on [address]: title, permits, liens and encumbrances. Then feasibility for [address]: what can I build here, does it pencil, residual land value — taking that due diligence into account.
- You give
- The address or parcel; planned unit count
- You get
- Title, permit, lien and encumbrance findings, in the assistant
- Then
- Feasibility — ask for it in the same conversation once step 1 is done
UnderwritingUse this workflow →
Re-mark the collateral behind your loan book in one batch
For Lenders & debt funds · also REITs & asset managers
BOV at Scale
BOV for each of these addresses: [addresses]. They secure loans on our book — give a current value range per building with its comps and reasoning.
- You give
- The addresses (list of collateral)
- You get
- Value range with comps and reasoning, in the assistant Often also: deck (PDF), model workbook (XLSX)
Asset managementUse this workflow →
Produce the credit memo and committee deck for a loan
For Lenders & debt funds
Underwriting
Underwrite this loan request for our credit committee: [address], [loan amount], size the debt at [percent] LTV and [ratio] DSCR from the attached T-12 and rent roll. Show NOI, DSCR, debt yield, LTV, sensitivity and a verdict.
- You give
- The address; the T-12; the rent roll; the loan amount; the LTV; the DSCR
- You get
- Returns, NOI, cap rate, DSCR, sensitivity and a verdict on the entry price, in the assistant Often also: memo (PDF)
Investment committeeUse this workflow →
See whether a struggling asset can lease its way back
For Lenders & debt funds · also REITs & asset managers, Owner-operators & property managers
Market Rent
What is the fair market rent for the vacant space at [address] ([asset type], [size])? Compare it to the asking rents in the attached rent roll — is the borrower under-rented or asking above market?
- You give
- The address; the rent roll with vacant suites
- You get
- Fair market rent, $/SF/year and per month, with the leases behind it, in the assistant
Asset managementUse this workflow →
Decide on a cash-out refinance request
For Lenders & debt funds · also Owner-operators & property managers
Value OpinionUnderwriting
Give me an opinion of value for [address] ([asset type], [size]). Then underwrite this loan request: a [loan amount] cash-out refinance, sized at [percent] LTV of that value and [ratio] DSCR on the attached T-12 and rent roll.
- You give
- The address; the T-12; the rent roll; the loan amount requested
- You get
- Reasoned opinion of value, in the assistant Often also: memo (PDF), deck (PDF), memo (Markdown), Excel workbook (XLSX)
- Then
- Underwriting — ask for it in the same conversation once step 1 is done
FinancingUse this workflow →
Take a loan to committee with the title findings in the memo
For Lenders & debt funds · also Real estate counsel
DDUnderwriting
Due diligence on [address]: title, permits, liens and encumbrances. Then underwrite this loan request for our credit committee: [loan amount] at [percent] LTV and [ratio] DSCR from the attached T-12 and rent roll, noting what that due diligence found.
- You give
- The address; the T-12; the rent roll; the loan amount
- You get
- Title, permit, lien and encumbrance findings, in the assistant
- Then
- Underwriting — ask for it in the same conversation once step 1 is done
Investment committeeUse this workflow →
Refresh collateral values for the quarterly investor report
For Lenders & debt funds · also REITs & asset managers, Family offices & private investors
BOV at Scale
BOV for each of these addresses: [addresses]. We report these as loan collateral to our fund investors this quarter — give a value range per building with its comps and reasoning.
- You give
- The addresses (list of collateral)
- You get
- Value range with comps and reasoning, in the assistant Often also: deck (PDF), model workbook (XLSX)
ReportingUse this workflow →
Test whether a loan can refinance at maturity
For Lenders & debt funds · also Owner-operators & property managers, REITs & asset managers
Underwriting
Underwrite this loan request: [address], a [loan amount] balance maturing in [number] years, from the attached T-12. At today's rates, does the asset size a refinance of that balance at [percent] LTV and [ratio] DSCR, and how big is the gap if not?
- You give
- The address; the T-12; the loan amount outstanding; the years to maturity
- You get
- Returns, NOI, cap rate, DSCR, sensitivity and a verdict on the entry price, in the assistant Often also: memo (PDF)
FinancingUse this workflow →
Re-check collateral value on a watchlist loan
For Lenders & debt funds · also REITs & asset managers
Value Opinion
Give me an opinion of value for [address] ([asset type], [size]) today, using the attached T-12. The loan balance is [loan amount] — what LTV does that value imply?
- You give
- The address; current rent roll or the T-12; the loan amount outstanding
- You get
- Reasoned opinion of value, in the assistant Often also: memo (PDF), deck (PDF), memo (Markdown), Excel workbook (XLSX)
Asset managementUse this workflow →
Clear title and permit issues on an REO before you sell
For Lenders & debt funds · also Real estate counsel
DD
Due diligence on [address]: title, permits, liens and encumbrances. It is an REO we took back by foreclosure — what survives and needs clearing before a sale?
- You give
- The address
- You get
- Title, permit, lien and encumbrance findings, in the assistant
LegalUse this workflow →
Check that a permanent loan will take out your construction loan
For Lenders & debt funds · also Developers
Underwriting
Underwrite this loan request: [address] at stabilization, [number] units, from the attached projected rent roll. Size the permanent debt at [percent] LTV and [ratio] DSCR and say whether it repays a [loan amount] construction balance.
- You give
- The address; projected rent roll at stabilization; the construction balance
- You get
- Returns, NOI, cap rate, DSCR, sensitivity and a verdict on the entry price, in the assistant Often also: memo (PDF)
FinancingUse this workflow →
Run a final lien and title check before you fund
For Lenders & debt funds · also Real estate counsel
DD
Due diligence on [address]: title, permits, liens and encumbrances — list everything recorded against the property, with dates, so we can check nothing new appeared before funding.
- You give
- The address
- You get
- Title, permit, lien and encumbrance findings, in the assistant
LegalUse this workflow →
Re-test DSCR on a watchlist loan from its latest T-12
For Lenders & debt funds · also REITs & asset managers
Underwriting
Underwrite this loan request: [address], [loan amount] outstanding, from the attached latest T-12. What are NOI, DSCR and debt yield today, is DSCR above our [ratio] covenant, and what vacancy or rate move would breach it?
- You give
- The address; latest T-12; the loan amount outstanding; covenant DSCR
- You get
- Returns, NOI, cap rate, DSCR, sensitivity and a verdict on the entry price, in the assistant Often also: memo (PDF)
Asset managementUse this workflow →