A broker opinion of value (BOV) can be a sourced draft in hours, not days, with the broker still signing it. In one measured run on the Titleman engine, one typed line, "Value opinion for" and a street address, returned a memo and a live Excel workbook in 62 minutes, built from 257 records and 73 inputs that each carry their source. Below are six questions brokers ask, answered first, then the run behind the answers.
Written by the Titleman team with AI assistance (Claude). Reviewed by the Titleman review desk. The run was made on a Titleman QA account on October 14, 2026, and every count on this page was recounted from the finished run. It is a measured sample on a real retail strip in Miami with the address withheld. It is not a client's deal and not an appraisal.
Six questions brokers ask
What is the difference between a broker opinion of value and an appraisal, and when does a CRE broker need which?
An appraisal is signed by a licensed appraiser, so a lender, court or tax authority can rely on it. A broker opinion of value is a faster estimate of likely trading price that nobody licensed signs. Use the opinion to win a listing or decide a bid. Order an appraisal when someone else must rely on the number.
How can a commercial real estate broker produce a BOV quickly with comps and a valuation range?
Give the engine one line, the property address. It reads the property records, finds nearby sales and asking rents, and prices the property by income and by sales. In the run on this page that took 62 minutes and returned a memo and a live workbook. The broker then reviews, chooses the number and signs.
Is there an AI tool that writes a broker opinion of value or commercial property valuation report for brokers?
Yes, for the property you give it. The Titleman engine reads 2,100+ sources, builds the sales table and a live workbook, and writes a memo that lists what it could not establish. It drafts and the broker signs. In the run on this page, one typed line returned that package in 62 minutes.
How long does an AI broker opinion of value take: hours or days?
Hours at most, on measured runs. The run on this page took 62 minutes. Across 11 single-property runs in the 30 days to 14 September 2026, the median was 48 minutes and nine in ten finished within 104 minutes. We did not time a BOV built by hand, so this page states no saving.
Can a broker send an AI-drafted BOV straight to the owner?
No. The output is a draft for the licensed broker of record to review and sign. The broker chooses the number, closes the open items or says plainly that they are open, and writes the cover note. Titleman holds no appraisal license, and the output is an opinion of value, not an appraisal.
What does an AI-drafted BOV still leave for the broker to close?
Whatever the records cannot show. In the run on this page that was four things: the rent roll and leases, whether the bay was empty, the buildable area under zoning, and an outside sale listing the engine could not read. The draft names each gap and says who holds the answer.
The run behind the answers
One line was typed into the workspace: "Value opinion for" and the address. No files, no rent roll. Sixty-two minutes later, on October 14, 2026, the engine delivered one answer with four parts:
| What came back | What it was |
|---|---|
| Records read | 257 |
| Nearby sales | 6 found, 3 used, the rest set aside with the reason |
| Inputs in the workbook | 73, each with its source |
| Files | A memo in PDF and Word, and a live Excel workbook |
The workbook is live: change the rent, vacancy, cost or cap-rate input and each method moves, so the broker can see how the number depends on each assumption. The memo does not state a price. It gives the facts, what the price depends on and how each method is worked out, so the broker chooses the number and can defend it.
The run also caught that the address was not the asset. It was one 750 SF bay in a one-story retail row held in one record with a 9,772 SF building, built in 1982, on a 28,464 SF lot. Business licenses were active at nine of the bay addresses. The bay could not be sold alone, so the draft describes the whole strip. The sales evidence was weak too: both recent usable sales were coded as non-market transactions, and the one qualified sale was older and a 4,216 SF restaurant building, less than half the size. The draft says so and ranks its evidence accordingly.
Hours, not days: what is measured and what is not
Measured: 62 minutes from the typed line to the delivered answer on this run, and a median of 48 minutes for single-property runs over the 30 days to 14 September 2026 (11 runs, nine in ten within 104 minutes). A broker opinion across several addresses in one run finished in 20 minutes at the median. Not measured: how long the same job takes by hand. We did not time an analyst, so this page states no saving as a number. The useful comparison is your own: time the last owner request your team answered, from the email to the sent reply, and set it beside 62 minutes. See how long a broker opinion of value takes for the spread.
What the broker still does
The broker sends a reviewed opinion, not the raw draft: a cover note in the broker's own words, the memo edited by the broker with the open items turned into questions for the owner ("please send the current rent roll"), the workbook if the owner wants to test the assumptions, and the broker's signature. Titleman does not sign and does not send anything to the client. For where an appraisal is the right tool instead, see broker opinion of value vs appraisal.
Where to go next
Your stack stays. The engine reads from 2,100+ sources, and the answer arrives where you already work, in your email, your CRM, WhatsApp or Telegram. The run above was typed into the workspace; we have not run a live broker inbox for it and do not claim one. To see the same draft wired into one owner request of yours, request access. More: Titleman for brokers, the broker opinion of value software page, and the step-by-step workflow for one owner request.