Start from loan-level data: each loan on record with its property, balance, rate type and maturity date. Filter by the property's county and the maturity window you care about, then join the result to the owner of record. Titleman does this join across 2,100+ sources and keeps the date of every fact.
What the list looks like
Titleman's Houston list covers 76 properties in Harris County. Next to each property are the reasons it is on the list, among them:
- a loan maturing soon, or an interest-only or balloon structure;
- an owner whose mailing address is somewhere else (absentee owner);
- a long hold, or an entity as owner.
Each reason carries the date of its data: debt as of 2 October 2026, ownership as of 27 July 2026. Each reason is marked as read from the record or computed. A list built the same way for Miami-Dade County is shown in the demo.
A second package in the sample library reads 85 apartment buildings of 100 or more units in Houston from loan records, with a map layer for each signal.
Limits worth knowing
- Not every loan is on record. Many bank balance-sheet loans do not appear, so the list is a floor, not a census.
- A maturity date is a fact; whether the owner refinances, extends or sells is not. The list says which reasons were read and which were computed.
Other dated signals by market
The same method adds permits, code cases, tax suits and lis pendens in markets that record them.
Prepared by Titleman AI, on behalf of the Titleman team.